🚨 Huge News for First Home Buyers – From 1 October 2025! Getting into the property market is about to become much easier. The Australian Government has announced a major expansion of the Home Guarantee Scheme – and it’s all good news if you’re looking to buy your first home. What does this mean for […]
🚨 Huge News for First Home Buyers – From 1 October 2025! Read More »
How to Approach Your First Home Purchase Like a Long-Term Investment Buying your first home is an exciting milestone. But beyond securing a loan and finding a nice kitchen, there’s a much bigger picture. Your first property is more than a place to live—it can be one of the most important financial decisions you ever
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How to Enter the Market with a Small Deposit – A First Home Buyer’s Survival Guide Saving a 20% deposit feels impossible for many first home buyers in NSW, especially when property prices in major suburbs remain high. But the good news is you don’t always need 20% to buy your first home. Whether you’ve
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How to Save for Your First Home Faster with Government Help – A Quick NSW Guide Buying your first home in New South Wales is a huge step toward financial security and independence. But with rising property prices and a high cost of living, it can be difficult to pull together a deposit. Fortunately, there
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Choosing the right home loan starts with a clear picture of where you are now and where you want to be in the short term and long term. Here are the key factors to consider before you commit: Define your goals Think about your plans over the next few years and beyond. Will this be
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Fixed or Variable? The Mortgage Question Everyone Asks. As a broker I am often asked whether it makes sense to fix your interest rate or choose a variable interest rate loan. Both options have their merits and drawbacks and many borrowers wonder if they can move between them as their needs change. In this post
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Debt Recycling in Australia: How it works and what you need to know? In simple terms, debt recycling is a financial strategy that aims to convert non-deductible debt (such as a home loan for your owner-occupied property) into tax-deductible investment debt. It’s often used by property owners who want to make their money work harder
Refinance Now or Miss Out on Big Savings Refinancing can be a smart move when interest rates fall or your financial needs change. By moving your existing mortgage into a new loan you may lower your monthly repayments unlock equity or consolidate debt. Before you proceed it’s important to understand the costs involved so you
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Stay informed and save more with an annual mortgage health check Keeping tabs on your home loan once a year can be one of the most valuable financial habits you adopt. In today’s fast-moving market your circumstances and the lending landscape can shift significantly over twelve months. A yearly review ensures your loan still meets
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Turn your current property into your buying power Equity in your home represents the gap between its current market value and the remaining balance on your mortgage. As you repay your loan and as property values climb over time, that difference grows—and it can be turned into cash without having to sell or move out
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