How to Approach Your First Home Purchase Like a Long-Term Investment Buying your first home is an exciting milestone. But beyond securing a loan and finding a nice kitchen, there’s a much bigger picture. Your first property is more than a place to live—it can be one of the most important financial decisions you ever […]
The First Home Buyer Journey – More Than Just Getting a Loan Read More »
How to Enter the Market with a Small Deposit – A First Home Buyer’s Survival Guide Saving a 20% deposit feels impossible for many first home buyers in NSW, especially when property prices in major suburbs remain high. But the good news is you don’t always need 20% to buy your first home. Whether you’ve
Low Deposit? No Problem – What to Do If You Can’t Save 20% Read More »
How to Save for Your First Home Faster with Government Help – A Quick NSW Guide Buying your first home in New South Wales is a huge step toward financial security and independence. But with rising property prices and a high cost of living, it can be difficult to pull together a deposit. Fortunately, there
First Home Buyer – How to save quick to buy your dream home Read More »
Choosing the right home loan starts with a clear picture of where you are now and where you want to be in the short term and long term. Here are the key factors to consider before you commit: Define your goals Think about your plans over the next few years and beyond. Will this be
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Fixed or Variable? The Mortgage Question Everyone Asks. As a broker I am often asked whether it makes sense to fix your interest rate or choose a variable interest rate loan. Both options have their merits and drawbacks and many borrowers wonder if they can move between them as their needs change. In this post
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Debt Recycling in Australia: How it works and what you need to know? In simple terms, debt recycling is a financial strategy that aims to convert non-deductible debt (such as a home loan for your owner-occupied property) into tax-deductible investment debt. It’s often used by property owners who want to make their money work harder
Refinance Now or Miss Out on Big Savings Refinancing can be a smart move when interest rates fall or your financial needs change. By moving your existing mortgage into a new loan you may lower your monthly repayments unlock equity or consolidate debt. Before you proceed it’s important to understand the costs involved so you
Refinance Your Home Loan – What to expect Read More »
